You wish to prepare as from today your retirement and the projects you are keen to do and to insure financial security to your family.

In order to respond to your needs, ASSURANCES MAGHREBIA, pioneer in life insurance in Tunisia, created an investment plan « PROSPERITE » that enables you to fructify your savings in the best conditions of the financial market, in accordance with your investor profile and your investment objectives:

	To constitute a retirement remainder that will enable you to maintain your life standard
	To ensure a peaceful future to your children
	To ensure a comfortable life quality for you and your family in case of life unpredictable events
	To finance your future projects, achieve your dreams...

Choice

PROSPERITE offers you the opportunity to access the whole financial markets by investing on the Common Investment Funds (FCP) specially dedicated to your investor profile.

FCP Maghrebia Prudence
In the framework of an arbitrary management, the management looks in priority for the security of your savings all by increasing your capital on the middle and long-term.
Accordingly, the management will favor the investments on fixed return securities.

FCP Maghrebia Modéré
In the framework of arbitrary management, the management looks for the performance regularity through an equilibrated diversification on the financial markets.
The asset of these funds is invested in a ration which varies from 20% to 50% in quoted shares.

FCP Maghrebia Dynamique
In the framework of arbitrary management, the management looks for the maximization of a long-term added value through an active diversification on the financial markets.
The asset of these funds is mainly invested in quoted shares at a maximum proportion not exceeding 80%.

FCP Maghrebia Select Actions
In the framework of arbitrary management, the management looks for the maximization of a long-term added value through an active diversification on the industrial and service sectors.
The assets of these funds totally invested in quoted shares.

Freedom

You are free to:
 Determine for yourself, depending on your financial abilities, the amount of money to allocate for each of the existing funds.
 Opt for the payment mode that best adapts to your financial situation: free or scheduled payments.
 Modify, according to the financial market opportunities, your capital allocation among the different proposed funds.
 Choose at contract terms between receiving your capital in one time or as allowance.

Availability

you can use, at any time, all or a part of your savings as partial or total repurchase without any penalty except the fiscal one.

Transparency

 Every year, you receive a statement of your contract annual situation.
 The cash-in value of each part of the FCP is available and published weekly.

The type of contract

PROSPERITE can be subscribed at individual or collective basis. It offers the best investment for the individuals, the liberal professions and the retirement solutions for the enterprises.

Prediction

If you wish to protect your family and yourself, you can benefit unconditionally of a good health state, of Death and Invalidity insurance.

Professionalism

Why to entrust ASSURANCES MAGHREBIA with your savings?
Pioneer of life insurance in Tunisia since more than 30 years, ASSURANCES MAGHREBIA has a strong experience in financial management. Its experience acquired in the management of savings and retirement products is a guarantee of long term performance and security .

Service

To further your interests and in order for us to make an enlightened decision , our experienced advisors are at your service.

The FCP maghrebia prudence, FCP maghrebia moderé and FCP maghrebia dynamique are Common Investment Funds under the code N° 2001-83 of 24 July 2001 bearing promulgation of the code of Collective Placement Organisms. . Categories :  FCP maghrebia prudence : Bond  Moderate FCP maghrebia: Mixed  Dynamic FCP maghrebia: Mixed  Select Actions FCP maghrebia: Mixed Original Value of each fund : 100.000 Dinars divided in 100.000 parts Constitution date: 29 July 2005 Duration : 50 years The manager : UNION FINANCIERE The depository : UNION INTERNATIONALE DE BANQUES Distributors: ASSURANCES MAGHREBIA