1. Access to the site
It should be noted that confidentiality of data exchanges
is not guaranteed over the Internet, and that every Internet
user is required to take all appropriate measures to protect
his/her own data. Assurances Maghrebia shall not be held
liable for any occurrences beyond its control including,
damages to users’ technical environment , computes,
network equipment, and any other hardware or software used
for access or usage of its website. Assurances
MAGHREBIA will maintain a security standard consistent
with the industry for the purpose of keeping the content
of its website free of virus and disclaims all liabilities
for occurrences related directly or indirectly to the
use of documents or information posted on this site. It
should also be reminded that the fraudulently access to
the website’s control panel, damage or insertion
of virus to a software system or data constitute offences
subject to legal penalties and sanctions both nationally
and internationally.
Access to the website is free of charge. Fees related
to the access and use of the telecommunication network
shall be borne by the client according to provisions defined
by the Internet providers and the telecommunication operators.
Finally, Assurances MAGHREBIA reserves the right to suspend
or interrupt its services at any time without notice and
regardless its reason for such suspension or interruption,
shall neither be held to justify its reason nor liable
for any occurrences related to such interruption.
2. Intellectual and industrial property rights
All components of this website, including data,
drawings, graphs, photos and downloadable material are
protected by intellectual property rights held by Assurances
MAGHREBIA or by its partners. Those rights include the
format as well as the content of the site which shall
remain the exclusive properties of Assurances MAGHREBIA.
None of the websites’ components or their content
may be reproduced in whole or in part, represented, posted,
used, modified, redistributed, translated, commercially
exploited or duplicated in any form, without the explicit,
written authorization of Assurances MAGHREBIA.
Violation of this proprietary right constitutes counterfeiting,
and the offender may be liable to legal pursuit and penalties.
Assurances MAGHREBIA disclaims all liabilities for damages
incurred as result of fraudulent modification of any component
or information within its website.
3. Warning about information posted online
Overall Accuracy of Information
Assurances MAGHREBIA, editor of this site, strives
to ensure the overall accuracy and updates for the information
posted on the website. However, it cannot guaranty total
accuracy, exhaustiveness and perfection, and reserves
the right to correct or modify its content in whole or
in part without prior notice.
Assurances MAGHREBIA shall not be held liable for damages
incurred as a result of any inaccuracy, omission and modification
to the content of its website, mainly caused as a result
of delays in updating operational data and components,
posted material from third-parties and fraudulent intrusion.
Non contractual material
Information provided within this website does not constitute
a contractual agreement or offer for sales of products
or services promoted by the website owner (Assurances
Magrebia). Such information does not elude to a legal
guaranty for services or products without a formal application
by an interested party followed by individual negotiation
of a contractual agreement with said party. Assurances
MAGHREBIA shall not be held liable for misinterpretation
of information contained in its website or for decisions
made on the basis of such misinterpretation.
Any party interested in one or multiple benefits promoted
on the website is encouraged to independently seek , professional
advices relevant to the products, services, fees and contractual
clauses applicable to the industry.
Products and services promoted on the website site may
be restricted to certain parties on the basis of Tunisian
or international laws and regulations. No product and/or
service can be provided by Assurances MAGHREBIA to any
individual or party against applicable laws or regulations.
All interested parties are advised to check their eligibility
status prior to subscribing to the services or products
promoted on this website.
4. Hypertext links
Our site contains hypertext links offering access
to sites that are not edited by Assurances MAGHREBIA.
Consequently, the latter shall not be held liable for
the content of sites offering access to Internet users.
Assurances MAGHREBIA is neither responsible for their
integral respect of public order and good morale standards,
nor for their policy protecting personal data or use that
may be made of them.
By accessing another site through a hyperlink, the user
accepts that said access is made at his/her own risks.
Consequently, any direct or indirect prejudice resulting
from access to another site related to by a hyperlink
shall not engage the responsibility of Assurances MAGHREBIA.
Assurances MAGHREBIA also draws Internet users’
attention to the use of public forums where they are asked
to mention their identity or their email addresses. This
information will then be considered to be public and may
be used by third parties using this service.
Finally, the creation of hypertext links to our site
shall be subject of the editor’s preliminary authorization.
5. Use of cookies
Cookies are elements sent by site managers, in
this case Assurances MAGHREBIA, to record information
related to the browsing activities of internet users on
its site.
Users should know that during their visits to our site,
cookies may automatically settle and temporarily remain
on their hard disks. This stay period does not exceed
one year.
Information collected during users’ visits to our
site enable us to know which pages are of most interest
to users in order to better understand their needs and
hence better respond by providing better suitable information.
Site users acknowledge to have been informed about this
practice and authorize Assurances MAGHREBIA to make use
of it. It will be possible to users to detect these “cookies”,
and when necessary remove them. To this effect, we remind
users that they may, by means of parameters offered by
the browsing software, deactivate cookies and hence block
their implantation on their computers.
6. Amendment of current provisions and applicable right
Tunisian law shall be enforced. Assurances MAGHREBIA reserves
the right to modify or complement the present legal statements
at any time and with no prior notice.
7. Access and editorial rights - Respect of Compute Law
and Liberties
Information provided by users through our Internet site
will be used by concerned departments. Internet users
may modify, rectify or remove them by sending mail to
the following address:
Assurances
MAGHREBIA
64, rue de Palestine
1002 Tunis Belvédère
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