ACCIDENT : Any sudden, unintentional, unexpected, and external event resulting in corporal, material or immaterial damages.

AGREED VALUE : Insurance value determined by the contract. It is possible to guarantee some value objects (carpets, paintings, jeerly) for their exact amount. For this value to be agreed upon, it should first be assessed by an expert and accepted by the insurance company. In the case of litigation, the insurer maust then prove that the object didn't have its stated value on the accident's day

ALIENATION : Transfer of good (or right) possession for free or at cost. A donation, a sale operation are alienations. the alienation of goods generally results in changing the contract. The insurance may follow the "alienated" good or be suspended at the time of transfer (vehicle, pleasure boat, hosuing).

APPEAL : Claim of a victim made to the responsible for the prejdice. Tenant's appeal: a tenant claims to his landlord compensation for damages affecting his goods due to the building's construction or maintenance defects. Appeal made by neighbors and third parties: neighbors and third parties claim against the responsible for damage caused to their goods further to a fire incident, an explosion, or water leakage affecting their properties.